Business Insurance

The Value of Cyber Insurance

Site_Manager • Aug 17, 2016

In 2013, Target was involved in a large data breach involving a third-party vendor. While Cyber Liability Insurance has been around for quite some time, this incident brought it to the spotlight – showing businesses large and small that data protection is crucial. So, make sure you’re covered.

Cyber Liability Insurance coverages can Include:

  • Data Breach/Privacy Crisis Management
  • Multimedia/Media Liability
  • Extortion Liability
  • Network Security Liability

Calculating your Coverage:

Coverage for cyber insurance can be determined by the risk an organization faces, in regards to the potential for loss of both data and revenue. Therefore, conduct calculations as a collaborative assessment between the organization and the insurer. Weak calculations result in coverage that falls short – so meet with an expert and take your time.

For Questions regarding your Cyber Liability Insurance policy, contact SourceOne Insurance today. 

For coverage, SourceOne Insurance is the go-to for all of your insurance needs. Find SourceOne, located in Fort Wayne, Indiana. Then, call Andrew Morrison at (260) 436-3544, ext. 12.

Contributing Source: Computer Weekly

By Ben DenHouter 31 Oct, 2023
Texas, known for its vast landscapes, bustling cities, and thriving economy, is a state where the trucking industry plays a pivotal role in ensuring the flow of goods across the nation. However, with great power comes great responsibility. To maintain safety and efficiency on its highways, Texas has established a comprehensive set of regulations governing stopped semi trucks. In this article, we will explore the key regulations that govern these mammoth vehicles when they come to a halt on Texan roads. 1. Parking Regulations Texas is home to an extensive network of highways and roads where semi trucks are frequently seen. To ensure the safety of all road users, the state has established strict parking regulations for these behemoth vehicles. Semi trucks must park only in designated truck parking areas, rest stops, or commercial trucking facilities. Parking on shoulders or ramps is generally prohibited, as it can obstruct traffic and pose serious safety hazards. Violating these regulations can result in fines, penalties, and even the impoundment of the vehicle. 2. Hours of Service (HOS) Regulations The Federal Motor Carrier Safety Administration (FMCSA) sets forth HOS regulations for commercial drivers, including those operating semi trucks. These regulations dictate how long a driver can operate their vehicle before taking mandatory rest breaks. Adherence to these rules is crucial to prevent fatigued driving, a significant cause of trucking accidents. In Texas, drivers must comply with these federal HOS regulations. It's the driver's responsibility to ensure they do not exceed their daily driving limits and take appropriate breaks. The state enforces strict penalties for drivers and trucking companies that violate these regulations to safeguard the safety of all road users. 3. Load Securement Regulations Properly securing cargo on semi trucks is not only a safety requirement but also a legal one in Texas. State law and FMCSA regulations require all loads to be securely fastened to prevent them from shifting, falling, or causing an imbalance in the truck's weight distribution. Failure to comply with these regulations can result in severe accidents and road hazards. 4. Weight Regulations Texas imposes strict weight limits on trucks to protect its infrastructure. Semi trucks must adhere to the state's weight restrictions, and they are required to stop at weigh stations when in operation. Violations can result in fines, and the vehicle may be placed out of service until the excess weight is removed or properly redistributed. 5. Idling Regulations In an effort to reduce emissions and conserve fuel, Texas has implemented idling regulations that restrict the amount of time a truck's engine can run when parked. These regulations are designed to reduce unnecessary emissions and fuel consumption, especially during rest periods. 6. Hazardous Materials Regulations Semi trucks carrying hazardous materials must adhere to additional regulations to ensure the safety of both the driver and the general public. These regulations include proper labeling, placarding, and compliance with specific route restrictions when transporting hazardous materials. Texas, with its sprawling highways and critical role in the nation's logistics, understands the importance of regulating stopped semi trucks. These regulations are in place to maintain safety, protect infrastructure, and preserve the environment. Truck drivers and trucking companies operating in Texas must be well-versed in these regulations to ensure compliance. Violating these regulations can lead to fines, penalties, and, most importantly, jeopardize the safety of all road users. Texas is a state that understands the significance of responsible and safe trucking, and its regulations reflect this commitment.
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